Your Credit Information Report plays a large part in the loan application process. The higher the score you have, the better, as it is an indicator of your creditworthiness. Credit scores are represented on a scale of 300-900.
In India, the four credit bureaus that issue credit reports are CIBIL, Equifax, Experian, and CRIF High Mark.
➡ What is Credit Repair?
Credit Repair is a process by which an improvement in credit scores is brought about. At OZG FINANCE CENTER, here you get such services at a nominal fee whenever you need them.
➡ The DiY Method -
Repairing your credit score is not a very difficult process if you know the right way to do it. As you know, a credit score is based on certain factors, such as your repayment habits, the number of loans/credit cards applied, the number of unsecured to secured loans, the number of hard inquiries in the past year and the credit utilization ratio. It is a combination of all these factors that determine your credit score.
The first and foremost thing to do is to obtain a copy of your credit report and study the underlying problems that are causing a dip in your credit scores. A credit report can be obtained from any of the credit bureaus once a year free of cost. You could also choose to get your credit score from one of the fintech companies like us.
➡ How can we help you?
We coordinate with the lender - Our backend communication team will coordinate with the lender on your behalf to resolve the issues. You would be updated on every stage of the process.
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